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If you’re like most Americans you haven’t spent much time thinking about it. I don’t blame you since sorting through all the choices is like hunting for a parking spot at the mall!
When you think about the importance of financial security during retirement this is scary. It’s a shame so many people lose a part of the benefits they paid into throughout their working lives.
Why? The recent boom of retirees has depleted the support resources at the SSA. Branch offices get many more requests than they can handle. Yet the government continues to make more cuts to the program. They have laid off hundreds of experienced workers and closed over 500 offices for good.
This is bad news if you have questions about the application. Worse yet, there aren’t many options to “change your mind” after you apply. You either get it right...
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